Residential Insurance for Homeowners

Online, phone and email quoting for hard-to-place single family homes with 1-2 families valued $25,000 to $1,000,000.

Targeted Classes:

  • HO-3, HO-8, DP-1 and DP-3 Forms available
  • HO-5 Forms available for homes valued $500,000 and above
  • Primary, Secondary / Seasonal, Rental
  • Protection Classes 1-10
  • Hard-to-place risks including Coastal properties
  • Trusts & LLCs
  • All construction types

Discounted rates available online and over the phone for HO-3, HO-8, DP-1 and DP-3 policies. Up to 20%+ discount, varies by home value, location and age! Availability varies by state.

Get a Quote

A signed brokerage agreement is required before receiving a quote. Request one today by filling out a partnership request form.

Call - Call 877-275-9578 for quoting via phone. See available states below.

States Available

Online Quoting: Log in to the agent portal

Phone Quoting: 877-275-9578

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

Email Quoting: QuickHomeQuotes@allrisks.com

Nationwide

 

Highlights
  • Coverage A dwelling property coverage for homes valued $25,000 - $1,000,000
    • Property
    • Contents Replacement
    • Liability
    • Medical Payments
    • Additional Living Expenses
  • “A” Rated or better Admitted and Non-Admitted Markets
  • Hard-to-place risks accepted
    • Low credit scores
    • Claims history
    • Lapse in coverage
    • Coastal
    • Protection Classes 9 and 10
    • Homes with fire losses (with Fire Marshal Report)
    • Homes with fuses
    • No bankruptcies, foreclosures or repossessions in the last five years
  • Construction types accepted:
    • Frame
    • Masonry
    • Veneer
    • Stucco or EIFS (Synthetic Stucco)
    • Log
    • Cinder block
  • Multiple deductible options $500 - $5,000
  • Direct Bill available on renewal policies
  • Fire Marshal Report required if previous fire claim
Additional Options
  • Increased Ordinance of Law
  • Extended Replacement Cost (home built in 1950 or newer)
  • Personal Article Floater
    • Jewelry, furs, cameras, musical instruments (personal use only), silverware, golfer’s equipment, golf carts, fine art, postage stamps, rare and current coins, guns/firearms, bicycles
    • Can be written as a standalone policy or as a package policy
    • Appraisal requirements: jewelry $5,000+ and all other items $10,000+
  • Excess Flood - Not available in Online Quoting (Call 877-275-9578 for more information)
    • All flood zone (excludes COBRA and non-participating communities)
    • Single family dwellings, 1-4 family dwellings, condo and townhomes
    • Flood zone A and V require elevation certificates for quoting
    • Up to $5,000,000 TIV
    • No restrictions on Coverage Limits (Can not be excess replacement cost of home. No minimum requirements)
  • Identity Theft
  • Earthquake - availability varies upon state and market
  • Personal Injury
  • Golf Cart coverage
  • Water Back-up
  • Animal Liability (no vicious breeds)
Binder Requirements

The following requirements will be attached to your online quote for completion:

  • Signed Application
  • Diligent Effort Form
  • State Affidavit (if applicable)
  • Fire Marshal Report (required if previous fire claim)
  • Additional carrier specific forms (depending on risk type)
  • Email: QuickHomeBinders@allrisks.com