Condominium Insurance - Residential

Condo Insurance | Residential | Quick Quote

Condo insurance quoting for hard-to-place condominiums nationwide.                     

Targeted Classes:

  • HO-6 Unit-Owners Form
  • Primary, Secondary, Rental
    (short term and long-term), Vacant
  • Coastal including properties right on the beach
  • Properties with Parking Garages accepted
  • Any year built acceptable, condos prior to 1960 must be updated
  • Risks with prior liability loss are not accepted

Get a Quote

A signed brokerage agreement is required before receiving a quote. Request one today by filling out a partnership request form.

Call - Call 877-275-9578 for quoting via phone. See available states below.

States Available

Online Quoting: Log in to the agent portal

Phone Quoting: 877-275-9578

Tier 1 & 2 Counties in:

  • Alabama
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Rhode Island
  • South Carolina
  • Texas
  • Virginia

Email Quoting:


  • Coverage A dwelling property coverage for condos valued $5,000 - $3,000,000
    • Personal Property
    • Dwelling improvements, alterations and addition
    • Liability ($100,000 minimum – up to $1,000,000 limits)
    • Medical Payments ($1,000 – up to $10,000 limits)
    • Additional Living Expenses
  • “A” Rated or better Admitted and Non-Admitted Markets
  • All Occupancies Accepted
  • No distance-to-coast setback
  • Primary flood offered on units located 2nd floor and above ($25,000 sublimit applies)
  • Competitive Rates
  • Minimum Premium
    • $350 - $500 depending on state
  • Multiple deductible options
  • Protection Class 1-10
  • No more than 3 claims within the past 3 years
    • Contact your local underwriter if risk has Property losses exceeding $10,000 or if risk has more than 2 losses within the past 3 years
  • Direct Bill available on renewal policies*
  • Fire Marshal Report required if previous fire claim
  • High Profile Individuals accepted
  • Wind Mitigation Credits available

    Some Products may only be available through an All Risks underwriter.
Additional Options
  • Replacement Cost on Personal Property/Renters Contents
  • Special Coverage A Dwelling
  • Special Coverage C Personal Property
  • South Carolina Earthquake
  • Increased Loss Assessment (up to $50,000 - $5,000 included for online quoting. Up to $100,000 for email quoting)
  • Water Back-up and Sump Overflow
    • Limits: $5,000, $10,000, $25,000
  • Increased Ordinance of Law
  • Personal Article Floater
    • Jewelry, Furs, Cameras, Musical Instruments (personal use only), Silverware, Golfer’s Equipment, Golf carts, Fine art, postage stamps, rare and current coins, guns/firearms, bicycles
    • Can be written as a standalone policy or as a package policy
    • Appraisal requirements: jewelry $5,000+, All other items $10,000+
  • Excess Flood
    • All flood zone (excludes COBRA and non-participating communities)
    • Single family dwellings, 1-4 family dwellings, condo and townhomes
    • Flood zone A and V require elevation certificates for quoting
    • Up to $5,000,000 TIV
    • No restrictions on Coverage Limits (Can not be excess replacement cost of home. No minimum requirements)
  • Animal Liability (no vicious breeds)

Some products may only be available through an All Risks underwriter.

Binder Requirements

Complete the following for requirements before submitting:

  • Signed Application – Call 1-877-275-9578 for an application
  • Diligent Effort Form
  • State Affidavit (if applicable)
  • Email